I saw this blog last year and totally remember having printed out the 52 week challenge and I'm pretty sure that's as far as I got with it. So I've chosen to start this year off on the right foot :)
The guidelines are simple you should put away a set amount of money once a week for all 52 weeks of the year and if you do that by the end of the year you'll have $1,378!!!!! Ummmm awesome, if you actually commit and do it. To start my year off right I printed off two of the versions that are posted, one is the 52 week challenge backwards, so it starts with $52 the first week and goes down from there. Then I printed the challenge that's for every other week, so you combine two weeks deposit into one. I think this will be best for us as we get paid twice a month! To jump start my savings I already put the first deposit of $10 into a secret spot so that I forget it's there and that will cover me for the first 4 weeks of January doing the every other week challenge if I take it starting at $3 for the first two weeks and $7 for second two weeks.
Our budgets are a bit crazy around my house and we usually have a little more money for groceries and other fun things one pay check and not so much the next, so I plan on the paychecks that offer more wiggle room to start with the bigger amounts of money and the tighter paychecks I'll set aside smaller amounts. So I won't do this exactly as outline, but I will highlight which amounts I've set aside and keep up with the amounts so that I have the same income. I'm just thinking realistically especially come next December it will probably be harder to save the $103 for the last two weeks, so if I get them done earlier that would be best. I'll do as many bigger amounts as I can during the months without birthdays or holidays and use smaller amounts during the other months. Makes it sounds more reasonable in my head at least!! I'll come back to this post at random times and update to how it's worked out, but as I said so far $10 is in because January is gonna be a catch up month from all our Christmas spending :)
So without further ado, here's the link for the blog that talks this all over and has the fab printouts that you can use to do your own money challenge. Would love to hear what you think and if your going to adopt the challenge this year!!!
LIFE AS YOU LIVE IT: 52 WEEK MONEY SAVINGS CHALLENGE